1. Introduction

Welcome to Hiring Coop! By accessing or using our platform, you agree to comply with and be bound by these Terms and Conditions (“Terms”). These Terms govern your use of our website, services, and platform, including but not limited to resume submissions, video interviews, and financial product recommendations. If you do not agree with these Terms, you must refrain from using Hiring Coop.

2. Eligibility

To use Hiring Coop, you must:

1. Be at least 18 years old or the age of majority in your jurisdiction.
2. Provide accurate and complete information during registration and use of the platform.
3. Agree to these Terms and our Privacy Policy.
4. Not use the platform for unlawful purposes or in violation of applicable laws.

3. Consent to Share Information

By using Hiring Coop, you acknowledge and agree to the following:

3.1 Sharing with Employers

You grant Hiring Coop the right to share your submitted resume, video interviews, and other related materials with prospective employers that we determine are suitable matches for your qualifications and preferences. These materials will be used strictly for employment purposes, ensuring that your skills and experiences are appropriately matched to potential job opportunities. Hiring Coop will make reasonable efforts to ensure your information is shared only with verified employers, and all handling of your data will comply with GDPR guidelines and applicable data protection laws. You grant Hiring Coop the right to share your submitted resume, video interviews, and other related materials with prospective employers that we determine are suitable matches for your qualifications and preferences. Hiring Coop will make reasonable efforts to ensure your information is shared only with verified employers.

3.2 Financial Product Recommendations

You consent to Hiring Coop analyzing your profile and providing recommendations for financial products or services, such as loans or credit cards, that you may qualify for. These recommendations are based on the information you provide and do not guarantee approval by financial institutions.

3.3 Assistance with Bank Accounts, Credit Cards, and Loans

1. You agree that Hiring Coop may use your data to assist you in obtaining bank accounts, credit cards, and loans at the best available rates. This service is designed to empower members by connecting them to financial opportunities that align with their needs and eligibility. Hiring Coop employs data-driven analysis to ensure these recommendations are tailored and beneficial.
2. Qualification Criteria: This service is offered exclusively to members who qualify based on their profile, financial standing, and other eligibility requirements set by partnering financial institutions. Not all members may qualify for this assistance.
3. Fee-Free Service: You acknowledge that Hiring Coop provides this service as part of your cooperative membership at no additional cost. There will be no hidden charges or fees associated with these financial product recommendations or assistance.
4. Transparency and Accountability: Hiring Coop ensures transparency in recommending financial products and only collaborates with trusted financial institutions. Members will have the freedom to choose whether to pursue the recommended financial opportunities.
5. Opt-Out Option: If you prefer not to participate in this program, you can opt out by updating your account settings or contacting us at contact@hiringcoop.com.

3.4 Membership and Cooperative Rights

1. Being part of Hiring Coop grants members certain cooperative rights, including the ability to vote in Hiring Coop elections. However, registration alone does not automatically confer membership status. Membership is granted at the discretion of the management elected in the most recent cooperative elections and is subject to revocation if abuse or misconduct is suspected.
2. Membership Discretion: The validity of membership is solely determined by the elected management, and their decision is final.
3. Revocation of Membership: Hiring Coop reserves the right to revoke membership at any time if there is evidence or suspicion of abuse, misuse, or actions that are detrimental to the cooperative. Such decisions will be made at the sole discretion of the elected management.
4. Rights and Responsibilities: Members are expected to adhere to these Terms and contribute positively to the cooperative. Voting rights are available only to active and valid members.

4. User Responsibilities

1. When using Hiring Coop, you agree to:
2. Provide truthful, accurate, and complete information.
3. Keep your account credentials confidential and notify Hiring Coop immediately of unauthorized access.
4. Avoid engaging in any conduct that could harm or disrupt the platform, its users, or third parties.
5. Comply with all applicable laws, including data privacy laws.
6. You agree that any misuse of Hiring Coop, such as submitting false information or using the platform for unauthorized purposes, may result in the suspension or termination of your account.

5. Intellectual Property

All content, trademarks, and materials available on Hiring Coop, including but not limited to logos, graphics, text, software, and videos, are owned or licensed by Hiring Coop. You may not copy, reproduce, distribute, or create derivative works from these materials without prior written consent from Hiring Coop.

6. Data Privacy and Security

6.1 Collection and Use of Data

Hiring Coop collects, stores, and processes your data in accordance with our Privacy Policy. By using the platform, you consent to the collection, use, and sharing of your data as outlined in the Privacy Policy.

6.2 Security Measures

We implement industry-standard security measures to protect your personal and professional information. However, no method of transmission over the internet is entirely secure, and you acknowledge that Hiring Coop cannot guarantee the absolute security of your data.

6.3 Third-Party Sharing

Hiring Coop may share your information with third-party service providers and financial institutions solely for the purposes outlined in these Terms. Such sharing will be done securely and in compliance with applicable laws.

7. Limitation of Liability

Hiring Coop is not liable for:

1. Any inaccuracies or omissions in user-provided information.
2. The actions or decisions of employers or financial institutions regarding your application or profile.
3. Any direct, indirect, incidental, or consequential damages arising from your use of the platform.
4. To the fullest extent permitted by law, Hiring Coop’s liability for any claim is limited to the amount you paid (if any) to use the platform.

8. Indemnification

You agree to indemnify and hold harmless Hiring Coop, its affiliates, and employees from any claims, liabilities, or expenses (including legal fees) arising from:

1. Your violation of these Terms.
2. Your misuse of the platform.
3. Any breach of applicable laws.

9. Termination

1. Hiring Coop reserves the right to suspend or terminate your account at any time, with or without notice, if you:
2. Breach these Terms.
3. Engage in fraudulent or unauthorized activity.
4. Use the platform in a manner that harms or disrupts Hiring Coop or its users.
5. Upon termination, you must cease all use of the platform, and any outstanding obligations under these Terms will survive termination.

10. Dispute Resolution and Governing Law

10.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction where Hiring Coop operates, without regard to its conflict of law principles.

10.2 Dispute Resolution

In the event of a dispute, you agree to first attempt to resolve the matter informally by contacting Hiring Coop at contact@hiringcoop.com. If a resolution cannot be reached, the dispute will be resolved through arbitration, in accordance with the rules, or in a court of competent jurisdiction.]

11. Changes to Terms

Hiring Coop reserves the right to update or modify these Terms at any time. Significant changes will be communicated to users via email or a notice on the platform. Continued use of the platform after changes take effect constitutes your acceptance of the revised Terms.

12. Contact Information

If you have any questions or concerns regarding these Terms or your use of Hiring Coop, please contact us:

1. Email: contact@hiringcoop.com
2. Website: www.hiringcoop.com
3. These Terms and Conditions are effective as of January 15, 2025